Know the profit for one completed month and why it differs from the money in your accounts. We show the calculation, explain any gaps and choose one or two next actions supported by your records. We help you use the agreed changes and set up the next check. We do not claim savings that your records do not support.
One whole calendar month that has ended, one business, one or two locations and one currency. Up to 1,000 filled rows across all your files, including repeated rows.
These examples use made-up figures, not customer results.
The problem
The bank balance is $1,300. How much did the business actually earn in August 2026?
What the numbers show
Profit is $900.00. Cash grew by $600.00, from $700.00 to $1,300.00.
August result
Amount
Sales
$4,000.00
Cost of goods sold
−$1,500.00
Running costs, including staff pay
−$1,300.00
Equipment cost counted this month
−$100.00
Loan interest
−$50.00
Supplied tax expense
−$150.00
Profit after all listed costs
$900.00
Why profit differs from cash: Start with $900 profit, add back $100 depreciation (an expense without a new payment), subtract $300 of stock purchases above the cost of goods sold, add a $1,000 loan, then subtract $200 loan principal repaid, $600 equipment bought and $300 taken by the owner. Cash increased by $600. Add the $700 already in the bank: $1,300 closing cash.
What to do
Check the $1,300 running costs, including $800 staff pay, against invoices and payroll. Look for duplicates, unused services and avoidable fees; no saving is established yet.
Check $1,800 stock purchases against $1,500 cost of goods sold and the stock count. The $300 difference ties up cash; it is not automatically waste.
Review the need and timing of the $600 equipment purchase before making another commitment. Record loans, equipment and owner withdrawals separately from running expenses.
Do not assume the owner can withdraw the $900 profit. Check upcoming bills and the cash needed to run the business first.
How to check what happens
After 14 days of using any agreed changes, check new invoices, stock records and the bank reconciliation. Compare actual costs and stock availability, including any shortages or extra fees. Count savings only when records support them. A new full monthly profit calculation is a separate task.
Assumptions: One completed month, two locations, 15 made-up records and all required accounts included. Sales are collected this month; the $150 tax expense and payment are supplied example amounts, not a tax-rate calculation. There are no other unpaid bills, customer balances or stock adjustments. Depreciation spreads equipment cost over its use.
The first check asks what records you have. Financial records are checked separately through an agreed protected channel.
When you get it and what you need to do
Planned: a checked decision within 24 hours. Time depends on complexity and starts after we confirm your order and check the records we need. We agree the final deadline before payment and send the result as soon as checks are complete. Your order will show the start, deadline and timezone.
This is a planned target while paid orders are closed. Help applying the decision and the later check happen afterwards. The target is for a checked decision, not a promise of higher profit within that time.
Plan for about 60–100 minutes of your time to gather records you already have, answer questions and check the result. Putting the changes in place may take more time, which we will agree with you. This is an estimate; it is not based on measured client times.
If records are missing, we tell you which work must wait and agree on a new date.
What the price includes
Check your records and list important gaps or differences.
Explain the decision, prepare the files you need and help you or your staff put the agreed changes into use.
Answer one set of questions you send within 7 calendar days of delivery.
We check once, 14 calendar days after you confirm you are using the agreed changes. If you have not confirmed this within 30 days of delivery, we check what is holding things up. Calculating a new month in full is a separate task.
Fixing a major error in our work does not use up your set of questions.
What is not included
Rebuilding a large amount of old accounts, filing taxes or carrying out a formal audit.
Guessing missing costs or tax rules, or promising future profit.
For a job beyond this scope, choose a smaller task or ask for a separate quote. We agree the work, price and deadline before you buy.
Fixes, cancellations and refunds — proposed terms
Contact hello@crlreports.com with your order reference and the file that has the problem. We will reply within 2 business days and send a plan to fix it within 3 business days. We aim to fix a major error within 5 business days, or by another date we agree with you.
If you cancel before the agreed work starts, we refund the full amount CRL received. If a major error by CRL makes the result unusable and we do not fix it by the agreed date, we refund the full price of that service. See your other options for cancellations and missing records in the proposed terms. Your legal rights still apply.
Price list and terms version
crl-catalog-v4.1-2026-09-15 · crl-terms-draft-v4-2026-09-15. We save these with your request so you can check which prices and terms you saw.